*APPRAISED at or above the list price of $390k!* Nestled in charming St. Cloud, FL, this delightful three-bedroom, two-bathroom home is a gem waiting to be discovered. Whether you're an investor seeking rental income or a homeowner looking for a comfortable abode, this property checks all the boxes and has no HOA. Step inside, and you'll be greeted by an open floor plan that exudes warmth and functionality. High ceilings and an abundance of natural light create an inviting atmosphere throughout. The spacious living area seamlessly flows into the dining space, perfect for both everyday living and entertaining guests. The updated kitchen is a culinary enthusiast's dream, boasting new quartz countertops, stainless steel appliances, stylish open shelving, and upgraded hardware. Ample counter space provides the ideal setting for whipping up gourmet meals or enjoying casual family dinners. One of the home's standout features is the Florida room, a sunny space surrounded by windows that offer breathtaking views of the backyard. This versatile area can serve as an additional living room, a cozy home office, or a tranquil retreat for your morning coffee. The primary bedroom is generously sized and comes complete with a walk-in closet featuring built-in shelving. The en-suite bathroom has been beautifully updated with upgraded fixtures and a spacious walk-in shower, providing a spa-like experience in the comfort of your own home. Two additional well-proportioned bedrooms offer plenty of space for family members or guests, ensuring everyone has their own private sanctuary. Step outside where the large 0.74 acre lot provides ample privacy and endless possibilities for creating your dream outdoor space. Whether you envision the possibility of a lush garden, a sparkling pool, or an outdoor kitchen for alfresco dining, this expansive backyard is your canvas. Some of the recent upgrades include: new interior and exterior paint, gorgeous flooring and baseboards, all new fans and fixtures, quartz kitchen counters, kitchen sink, rangehood, cabinets and shelving, bedroom closet systems, as well as a new well pump and pressure tank! This property offers excellent proximity to dining, shopping, major roadways and more. Don't miss the opportunity to make this house your home sweet home!